Housing help available in Garden Grove.

The City of Garden Grove's ADU Go — Free City-Owned ADU Plans provides Free pre-approved construction plans (4 designs, 447 to 1,000 sq ft, studio to 3-bedroom) in adu free plans, download free from the city; 30-day review path for detached ADUs using a city plan. Site plan, structural calcs, and Title 24 docs still required. Eligibility: Garden Grove properties outside Special Flood Hazard Area Zone A.

The City of Garden Grove's First-Time Home Buyer Program provides Up to $110,000 in down payment assistance, 0% interest, 30-yr deferred (CalHome). Eligibility: First-time buyer; 3% minimum down payment.

The City of Garden Grove's Home Repair Program provides Up to $5,000 in home repair grant, no repayment required. Eligibility: ≤80% AMI; $500 owner contribution; 5-yr reapply wait.

The City of Countywide's CalHFA MyHome Assistance Program provides Up to 3.5% of purchase price in down payment assistance, deferred silent second. Eligibility: First-time buyer; used alongside CalHFA first mortgage.

The City of Countywide's Destination Home provides Up to $832,750 in zero down payment, zero downpayment required. No MI (mortgage insurance,) below market 30yr fixed rate. Eligibility: 150% AMI ($207,900) income limit. If property is in eligible LMI census tract there is no income limit. Owner occupied. Minimum 600 credit score, owner occupied 1–2-unit, condo, and planned unit development. Eligible counties: Orange, Riverside, San Bernardino, Los Angeles, Alameda, Contra Costa, Marin, Santa Clara, San Mateo, San Francisco. Reach out to Nick Petronis from Flagstar Bank today to see if you qualify.

The City of Countywide's GSFA Platinum Down Payment Assistance Program provides Up to 5.5% of the first mortgage loan amount in down payment assistance, second mortgage; some occupations (educators, first responders, healthcare) qualify for a non-repayable gift version via the "Select" feature; standard version has no income limit. Eligibility: Available statewide, including all of Orange County, through GSFA-participating lenders; not tied to a specific city.

The City of Countywide's Habitat OC CalHome (Manufactured/Mobile Home) provides Up to $55,000 in rehabilitation loan, 0% interest, 20-yr forgivable. Eligibility: ≤80% AMI.

The City of Countywide's Habitat OC CalHome (Single-Family) provides Up to $45,000 in rehabilitation loan, 0% interest, 30-yr deferred, no payments until year 30 or transfer. Eligibility: ≤80% AMI.

The City of Countywide's OC Safe Homes for Seniors provides Up to $20,000 in home repair grant, grant. Eligibility: Senior homeowners; accessibility/safety repairs.

The City of Countywide's SB 13 ADU Impact Fee Exemption provides No impact fees for ADUs 750 sq ft or smaller (JADUs 500 sq ft or smaller); proportional fees above that in adu fee waiver, automatic under state law; no application required. Plan-check and building permit fees still apply. Eligibility: Any ADU in any Orange County city.